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Rural Life

The Fourth of July: Burns, embarrassment, and patriotism

  • Doreen Rosevold

As the Fourth of July approaches, I find I am reflecting on previous Independence Day holidays. These memories seem to fall into three categories: burns, embarrassment, and patriotism.

The quiet aftershocks of grief

  • By DARLA TYLER-MCSHERRY

A few months ago, I was at my brother’s farm for a quick visit. Rudi, my German Shepherd, and I, were enjoying the warm, sunny spring day by going for a long walk. I heard it long before I ever saw it. The unmistakable drone of a helicopter pierced through our quiet solitude. Though I couldn…

Answering a variety of questions regarding life estates

Answering a variety of questions regarding life estates

  • Michael Baron

Dear Michael: We have read your columns over the past few weeks regarding the use of a life estate as an estate planning tool. We have a lot of questions regarding the life estate. Could you answer some of these questions? – A Variety of Readers

JoAnn got a phone call from New York City

  • By BILL LOWMAN

In mid-April, JoAnn got a phone call from New York City. She, again, almost didn’t answer it, but decided to pick it up to first detect if the voice had a foreign accent before she hung up. It didn’t, so she listened. He told her his name was Brian and that he was representing RWS Global Ent…

Reviewing my random thoughts of the week

  • Doreen Rosevold

It has been a very random week, so this “diary” entry will be very random, too.

Rudi, roadways and rural responsibility

  • By DARLA TYLER-MCSHERRY

Rudi, my 3-year-old wonderful German Shepherd, and I have a quarterly project. We take a garbage bag while walking to collect garbage. We live in rural Yellowstone County, Montana. We’ve done this for the past couple of years and “patrol” a 3-mile stretch (a 1.5-mile out-and-back route on bo…

Don’t buy life insurance from an agent without estate-planning training

Don’t buy life insurance from an agent without estate-planning training

  • Michael Baron

Dear Michael: We want to complete our estate planning, but after meeting with our local attorney, the process has been stalled for the past two years. He seems either too busy or too occupied with his city and county attorney duties to prepare our wills.

Being set in your ways – an old cowboy tradition

  • By BILL LOWMAN

It seems the way a person is raised, the childhood impressions and ways of doing things, either taught or self-developed, stays with a person for a lifetime. You can be sent to classroom instructions for the majority of your youthful developing years and be taught the latest ways of doing th…

Unfortunately, our whole world runs on batteries

  • Doreen Rosevold

We have a lot of batteries at our house, just not the ones we need. Batteries are the bane of my existence at times. I don’t want an electric car because I don’t want one more dadgum battery to worry about.

Looking up and realizing the importance of slowing down

  • By DARLA TYLER-MCSHERRY

As I was scrolling through today’s news, an article intrigued me enough to click and read more. The International Space Station (ISS) has been in orbit for more than 25 years. It orbits the Earth once every 90 minutes, and the crew sees 16 sunrises and sunsets every day. I learned that the I…

Big complications come from making children joint owners of the same property

Big complications come from making children joint owners of the same property

  • Michael Baron

Dear Michael: We read your column in the last issue about uses of life estate deeds. To us, it seems like the perfect solution. No probate, kids know what they are getting at death, protection from Medicaid attachment after five years – what’s not to like?

Looking back at all that happened during the ‘Space Race’

  • By BILL LOWMAN

Remember the “Space Race” of a half century past? Our USA and the Union of Socialist Soviet Republic (USSR) were deadlocked in a battle to be first up into the heavens. The USSR first sent up the Sputnik II with a live dog. Does anybody remember who the very first human in space was? I’m jus…

That first warm spring day can fill you with enthusiasm, energy

  • Doreen Rosevold

The sun pulls hard when it is finally spring. There is an energy about it that makes me think that I can do all those outside jobs I was glad to see snow cover in the fall. Today, I cleaned off the garden. Most people do that in the fall, but for me, when I pull that last carrot and dig that…

In the ag community, we need more good days, together

  • By DARLA TYLER-MCSHERRY

As I sit at my kitchen table and look at the snow flurry-filled gray sky, I can’t help but think about last weekend when temperatures were hovering around 80 degrees and I spent most of the weekend doing yard work. It was too warm for this time of the year, for sure, but the blue sky and the…

With most estate planning, mistakes are often self-inflicted

With most estate planning, mistakes are often self-inflicted

  • Michael Baron

Dear Michael: We read your last column where you talked about a life estate on land owned is not subject to probate costs. You also mentioned it was not subject to Medicaid attachment should we need to go to a nursing home and run out of money there.

Wow! Was it yesterday or 40 years ago?

  • By BILL LOWMAN

It’s amazing how fast life goes by when you’re busy. The weekend of May 23-24 will be our 40th annual Dakota Cowboy Poetry Gathering, held at the western-styled Medora Community Center.

Our divine miracle south of Sioux Falls

  • Doreen Rosevold

It was the middle of the night, and we were barreling down Interstate 29 south of Sioux Falls, S.D., trying to beat a weather system on our way home from visiting our grandson. We had a motel reservation for another night in Kansas City, Kan., but decided to just take a nap, a shower, and th…

Carrying hope into the growing season

  • By DARLA TYLER-MCSHERRY

We’re living in the season of hope. Welcome to spring! Here in south-central Montana, the grass is getting greener each day, baby calves are bouncing around pastures, and my lilacs are quickly developing buds. Like many of you, I spent this weekend working on various yard projects and develo…

What’s the right decision, a living trust or a life estate?

  • Michael Baron

Dear Michael: We have reached the age (65+) where we need to be considering either a living trust or a life estate. Our attorney has advised a living trust but we are not sure if this covers us if we go into a nursing home and do not have enough money.

Sandy and Renee are two of the best waitresses we know

  • By BILL LOWMAN

Us rural country folks probably eat out in restaurants more often than the local urbanites do. On every business trip to town, we always patronize a couple of our favorite establishments where we run across friends and acquaintances from far away distances that do the same. We’re not big on …

My heavy reliance on leftovers over the years

  • Doreen Rosevold

At five o’clock, around the world, there is an uneasiness and darkness that shadows the earth. It is the bewitching hour that begs the question, “What is for supper?”

Grateful for missing salads and making connections

  • By DARLA TYLER-MCSHERRY

I recently met up with a dear friend for a quick trip through some of Oregon’s coastline and wineries. She and I have been friends ever since kindergarten, when we rode the bus together and giggled and laughed about things that girls giggle and laugh about, talked about boys and classes and …

One of the few win-wins in estate planning

One of the few win-wins in estate planning

  • Michael Baron

Dear Michael: We have been quite successful in life and have acquired a large amount of liquid assets. In the back of my mind, I have always wondered about long-term care insurance. Now that I have acquired sufficient funds to pay for my own long-term care, is long-term care insurance worth …

To each their own on purchased or home-raised replacement heifers

  • By BILL LOWMAN

When young folks start out in ranching, unless they’re stepping into a generational family operation, they’re forced to purchase their base herd. Although we partnered with my parents, JoAnn and I went out and bought our herd to immigrate with theirs, on borrowed money of course. Stock cow a…

With art, beauty is truly in the eye of the beholder

  • Doreen Rosevold

I’ve taken up a new hobby – painting. Not what I should be painting, like the barn or the bedrooms, but painting that is a slap in the face to Leonardo da Vinci.

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