Planning season stress: Making decisions when everything is uncertain

Colleen Stegenga
Jan 26, 2026
Jan 26, 2026

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It's January. You're sitting at the kitchen table with spreadsheets, loan applications, and a knot in your stomach. You need to make decisions about the upcoming season; what to plant, how much to borrow, what equipment needs replacing – but you're planning in complete uncertainty.

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Colleen Stegenga is a licensed clinical social worker in private independent practice with Embracing Change Counseling Services, LLC, specializing in mental health support for farmers, ranchers, and agricultural families. She can be reached at 605-306-6383, colleen@embracingchangecs.com or visit www.embracingchangecs.com.